No company registration, no documents to upload, and no waiting to be approved. Your ID number and a bank account is the whole list, and nothing to install on your site. If you’re still selling by EFT and proof of payment because you never finished a payment provider’s form, this is for you.
Nothing is charged until a customer pays. Your rate is agreed with you once we know what you sell and what it is worth — it is not the same for every business.
Handover is set up with TradeSafe, who are regulated and authorised to hold money on other people’s behalf. The underwriting happened once, to us. You sell as a party on our transactions, so the only thing anyone needs from you is somewhere to pay the money out to.
Most people never finish
That’s the whole list — live in minutes
TradeSafe is regulated, so they’re required to know who they’re paying — that’s the ID number. A sole trader uses their own; no company registration is needed.
Not sure which of these you are? Tell us what you sell and we’ll tell you straight whether this is worth it for you.
Ask on WhatsAppEscrow is the same either way. What changes is whether we move the goods, and therefore whether your customer pays a fare on top.
Delivery on its own, without escrow, isn’t something we offer. We buy courier at cost and pass it through at cost — reselling it with nothing added would put us in a business we’d be worse at than the shipping aggregators who already do it.
A payment link works today, needs no website at all, and costs nothing to try. If you would rather your customers never leave your own checkout, we build the gateway into it with you — at a rate agreed with you, and usually in days rather than weeks.
Name what you’re selling and set a price. That’s the form, and you fill it once.
On a product page, in your bio, in a WhatsApp reply. The same link works for every customer, and each one gets their own escrow.
The money goes to TradeSafe, a regulated escrow provider. Not to you, and not to Handover.
They confirm they’ve got it, and the money lands in your account. If something’s wrong they say so instead, and it stays where it is.
Escrow releases when your customer confirms they have their order. That’s the trade: they’re willing to pay a business they don’t know because the money isn’t yours until they say so.
If you already have PayFast or Yoco, keep them — they’re cheaper and they pay out faster. This is for selling when the alternative isn’t a cheaper gateway, it’s an EFT that half your customers never send.
It sits with TradeSafe and is paid to you directly. Handover never stores your banking details and never touches the funds.
A shop selling one R80,000 machine a month and a shop selling forty R400 orders are not the same business, and one number on a page can only be right for one of them. So there isn’t one. Tell us what you sell and roughly how often, and we’ll come back with a rate.
No monthly fee, no setup fee, and nothing to cancel. If nobody buys anything, Handover costs you nothing at all.
You know what you’ll pay on every order before the first one goes out, and your customer sees the full total before they pay — including TradeSafe’s own processing fee.
Volume changes the arithmetic for both of us. If what you sell changes, tell us and we’ll look at it again rather than leaving you on a rate that stopped fitting.
Selling privately rather than as a business? That is priced publicly and never negotiated — see the fees on the main page.
Nothing is charged until a customer pays. If you’d rather we set the first one up for you, send us what you’re selling and we’ll do it by hand.